Bond Calculator
1 Maximum Home Loan
2 Minimum Income Required
3 Monthly Instalment
4 Home Loan Cost
5 Increased Instalment
6 Lumpsum Payments
7 Early Payment
8 Bond Status After
9 Split Instalment
1 Maximum Home Loan
Calculates the maximum home loan that you can afford
Gross monthly income [R]
Interest rate [%pa]
Months to pay [#]
Maximum monthly instalment [R]
Maximum home loan amount [R]
2 Minimum Income Required
Calculates your single or joint gross monthly income required to afford a home
Home loan amount [R]
Interest rate [%pa]
Months to pay [#]
Monthly instalment [R]
Minimum gross income [R]
3 Monthly Instalment
Calculates your monthly instalment to purchase a home
Home loan amount [R]
Interest rate [%pa]
Months to pay [#]
Monthly instalment [R]
Total interest paid amount [R]
Total paid amount [R]
4 Home Loan Cost
Calculates transfer fees and bond costs associated with purchasing a home in the name of an individual
Purchase price [R]
Percent of price deposit [% of Price]
Cash deposit (excl fees) [R]
Transfer fees [R]
Bond cost [R]
Total fees [R]
Required home loan amount [R]
5 Increased Instalment
Calculates saving when paying additional amounts on monthly instalment
Home loan amount [R]
Interest rate [%pa]
Months to pay [#]
Additional payments [R]
Fixed instalment [R]
New instalment [R]
Period reduced by [# of months]
Rand value saved [R]
Fixed Instalment
New Instalment
Instalment
Months
Last Instalment
Total
6 Lumpsum Payments
Calculates lump sum payment savings throughout life of loan
Home loan amount [R]
Interest rate [%pa]
Months to pay [#]
First instalment day [y/m/d]
Date
Lump sum
Date
Lump sum
Date
Lump sum
Date
Lump sum
Last instalment date [y/m/d]
Period reduced by [# of months]
Rand value saved [R]
Fixed Instalment
New Payments
Instalment
Months
Lump sums
Total
7 Early Payment
Calculates saving if you pay instalment earlier every month
Home loan amount [R]
Interest rate [%pa]
Months to pay [#]
Early payment [# of days]
Monthly instalment [R]
Period reduced by [# of months]
Rand value saved [R]
Fixed Instalment
New Instalment
Instalment
Months
Last Instalment
Total
8 Bond Status After
Calculates the status of your home loan after a given period
Handy if you plan to sell your property at a future
Home loan amount [R]
Interest rate [%pa]
Months to pay [#]
Status after number of instalments [#]
New home loan status [R]
Total capital paid after above number of instalments [R]
Total interest paid after above number of instalments [R]
Total capital and interest paid [R]
9 Split Instalment
Calculates saving if you split your monthly instalment
Home loan amount [R]
Interest rate [%pa]
Months to pay [#]
Fixed day of payment [#]
Day of month:
1st instalment
Day of month:
2nd instalment
Day of month:
3rd instalment
Day of month:
4th instalment
Fixed instalment [R]
Split instalment [R]
Period reduced by [# of months]
Rand value saved [R]
Fixed Instalment
New Instalment
Instalment
Months
Last Instalment
Total